Loan for Tender Participation1

Funds are transferred to the Borrower’s account to secure bids
for participation in public procurement.

Submit an Application
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Up to 200 million KZT

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From 2.5% per month (30–46% APR1)

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Up to 6 months

Key Requirements

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Active business operation: at least 1 year

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Positive capital

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Positive net profit

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Revenue for the last year: from 50 million KZT

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No ongoing enforcement proceedings


Key Advantages

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Financing up to 200 million KZT within 24 hours from the moment of application

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Dedicated manager from day one

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One-click access to funds for repeat clients

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Fully online disbursement process

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Access to financing without opening an account

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Minimal set of financial documents required


Loan Application Steps1

Submitting an Application

Only the company’s BIN is required.
Receive a preliminary decision within 15 minutes of submission.

15 minutes

Submitting Documents

Receive approval of the application and financing terms.

3 hours

Signing the Loan Agreement1

Takes no more than 3 hours.

3 hours

List of Financial Documents

Balance Sheet and Profit & Loss Statement for the most recent closed quarter

Account statements for accounts 1030 and 6010 from 01.01.2023 to the current date

Cumulative trial balance from 01.01.2024 to the end of the most recent closed quarter

Trial balance for accounts 1210, 3510, 3010, 4010 with counterparties disclosed (if possible, including counterparties’ BIN) from 01.01.2024 to the current date