Working Capital Loan1

Funds are transferred to the Borrower’s account in a single payment or as a credit line, without being tied to a specific contract.

Submit an Application

Up to 200 million KZT

From 2.5% per month (30–46% APR1)

Up to 6 months

Key Requirements

Active business operation: at least 1 year

Positive capital

Positive net profit

Revenue for the last year: from 50 million KZT

No ongoing enforcement proceedings

Key Advantages

Financing up to 200 million KZT within 2 days from the moment of application

Dedicated manager from day one

One-click access to funds for repeat clients

Fully online disbursement process

Access to financing without opening an account

Minimal set of financial documents required

Loan Application Steps1

Submitting an Application

Manager’s consultation and
request for documents

Submitting Documents

Obtaining approval of the application and
financing parameters

Signing the Loan Agreement1

Signing of the EDS agreement

List of Financial Documents

Financial statements (Income Statement and Balance Sheet) and Form 100 with appendices

Account statements for accounts 1030 and 6010

General trial balance with detailed breakdown by accounts and sub-accounts

Trial balance for account 1210